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Union’s only hometown bank. With locations in Union and Morris counties and over a billion dollars in assets, we’ve been successfully serving the financial needs of our customers since 1923. We offer the professionalism of a world-class financial institution with the personal touch of your neighborhood community bank.
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Big investments deserve big ideas!
CDARS – Certificate of Deposit Account Registry Service®
For personal or business investments, non-profits, public funds, even advisors. CDARS is the most convenient way to enjoy full FDIC insurance on deposits of up to $50 million. Sign one agreement, earn one rate, receive one statement – it’s easy, and convenient. You’ve worked hard for your money, CDARS makes your money work hard for you. For more information for your business CLICK HERE. |
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Heart Smart Banking. What are you waiting for?
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Heart Smart Banking - Only at Union Center National Bank
- Easy, convenient banking
- Extremely competitive rates and terms
- Personalized service
- 85-year history
- Fast loan approval
- Part of the community
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Personal Banking – the Heart Smart way.
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Our Heart Smart Bankers offer a wide range of services to meet all of your personal banking needs. From free checking and new savings accounts, to home financing - whether a home equity loan, or home equity line of credit, your Heart Smart Banker has the knowledge and experience to help you achieve your financial goals.
Feel free to explore our many Personal Banking Services throughout our site.
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Business banking – the Heart Smart way.
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Our Heart Smart Business Bankers have been helping businesses in our community launch, grow and expand for over 85 years. From setting up business checking and saving accounts, and arranging for small business loan approval, to helping companies make the switch to online banking, we’re here to make sure you choose the options that will ensure your success.
Feel free to explore our many Business Banking Services throughout our site.
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†Super Heart Smart Checking
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*4.00% Annual Percentage Yield (APY) paid on average available daily balances up to $30,000.00 (0.50%APY paid on that portion of your average daily available balance above $30,000.00) each period that the qualification requirements are met. If you do not meet the qualification requirements for a statement period, your account will earn 0.10%APY on your average available daily balance. Rates in effect as of 7/10/09. Available to consumer/personal account holders only. $50 minimum deposit to open account. Subject to change without notice. Fees may reduce earnings. Identity Theft Protection not provided directly through UCNB and is subject to additional terms and conditions.
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